I am not allowed to name the firms in this article but if I could I would probably start off by listing the Companies I have had bad service and deals with. Their rip-off tactics are about as long as their name. They specialize in selling high priced business liability insurance through an association underwriter. They specifically target small pest control firms and independent applicators. The insurance they sell can easily be paid for in payments. Because of the payment plan they can charge the small companies 4 to 5 times more than normal market rates. Their coverage does not cover anything other than an event occurring at the time of application only. Additionally they offer the most limited high priced rip off policy on the market. Avoid any purchase from or through these firms. If you do or are currently covered by this type of insurance underwriter, then you know who I am talking about, then do not expect any claims or legal fees to be covered should they arise. When a claim is filed it is turned over to a claims denial sub contractor service. Do try your best to find an alternative reputable insurance brokerage firm as soon as possible. Businesses and individuals that carry insurance with these firms that claim affiliations with chemical applicators nationwide are subjecting them selves to great financial loss should they need the services and any claims satisfied. Read the fine print and as they say in business, "Cover Your Ass". I hope this updated information will assist Pest control Company operators to avoid future liability insurance pitfalls.
Hope you enjoy this free insider information.
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